What is Medicare?

Download the US Government “Medicare and You” Handbook (PDF)

What is Medicare?

Medicare is the federal government program that provides health care coverage (health insurance) if you are 65+, under 65 and receiving Social Security Disability Insurance (SSDI) for a certain amount of time, or under 65 and with End-Stage Renal Disease (ESRD).

Medicare is comprised of four distinct parts: A, B, C, D.

Click below to download the 2020 US Government “Medicare and You” Handbook (PDF).

Medicare Part A

Medicare Part A, also known as Hospital Insurance, is designed to help cover the following:

  • Inpatient care in hospitals
  • Skilled nursing facility care
  • Hospice care
  • Home health care

Depending upon where you live and other criteria, you may become automatically enrolled in Part A on the first day of the month that you turn 65.

Please speak with one of our representatives to learn more about Part A and your benefits with it.

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Medicare Part B

Medicare Part B provides outpatient/medical coverage. Part B-covered services and coverage rules include the following:

  • Provider services
  • Durable medical equipment (DME)
  • Home health service
  • Ambulance services
  • Preventive services
  • Therapy services
  • Mental health services
  • X-rays and lab tests
  • Chiropractic care
  • Select prescription drugs

Please speak with one of our representatives to learn more about Part B and your benefits with it.

Medicare Part C

Medicare Part C, also known as Medicare Advantage, provides traditional coverage and more.

Most Medicare Part C plans cover the following:

  • hospital costs
  • medical costs
  • prescription drugs
  • dental care
  • vision care
  • hearing care

Please speak with one of our representatives to learn more about Part C and your benefits with it.

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Medicare Part D

Medicare Part D, also called the Medicare prescription drug benefit, is an optional United States federal-government program to help Medicare beneficiaries pay for self-administered prescription drugs through prescription drug insurance premiums (the cost of almost all professionally administered prescriptions is covered under optional Part B of United States Medicare).

Please speak with one of our representatives to learn more about Part D and your benefits with it.

Medicare Fraud…

…is a serious threat.  Every day, individuals are preyed upon by scammers who will attempt to use your Medicare information for their own benefit.  It is important to be very cautious with who you share your information.

Learn more about fighting Medicare fraud on the Medicare.gov website (linked here).  You can also watch this short video for additional information.

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